

The Downing Agency
Don’t leave your family’s future in uncertainty. With the right mortgage protection policy, you can ensure your home is secure no matter what happens. This coverage helps cover payments so your family can stay in their home, safeguarding their stability and peace of mind.


Jane D.
⭐⭐⭐⭐⭐
“The Downing Agency helped me find an affordable final expense plan that gives my family peace of mind. Highly recommended!”
Happy Customers
More than 1500 clients taken care of!
The Downing Agency

Don’t leave your family’s future in uncertainty. With the right mortgage protection policy, you can ensure your home is secure no matter what happens. This coverage helps cover payments so your family can stay in their home, safeguarding their stability and peace of mind.

About Us
Dr. Richard C. Downing, Owner and Founder of The Downing Agency
With over 25 years of experience as a dedicated dentist, Dr. Richard C. Downing has spent his career serving his community with compassion, integrity, and a commitment to helping families thrive. Driven by a desire to make a lasting impact beyond dental care, Dr. Downing transitioned into the insurance industry, establishing The Downing Agency to protect families’ financial futures.
At The Downing Agency, Dr. Downing specializes in providing comprehensive Mortgage Protection, Life Insurance, and Final Expense Insurance.
Richard Downing
Richard
NPN: 21506672

About Us
Richard Downing
Richard
21506672
Mortgage protection insurance is designed to cover your mortgage payments in case of unforeseen circumstances. It ensures your family can stay in their home even during challenging times. Get expert advice to find the right policy for your needs.
Mortgage protection insurance provides coverage for your home loan. Options may include policies for a set term or full loan coverage. Choose the right policy to match your financial goals and protect your family’s future today.
Mortgage protection insurance is designed to cover your mortgage payments in case of unforeseen circumstances. It ensures your family can stay in their home even during challenging times. Get expert advice to find the right policy for your needs.
Mortgage protection insurance provides coverage for your home loan. Options may include policies for a set term or full loan coverage. Choose the right policy to match your financial goals and protect your family’s future today.
Reviews
Reviews
"When my husband and I first heard about mortgage protection, we were hesitant. We didn't think we needed another insurance policy. But after sitting down with Dr. Downing from The Downing Agency, we realized how important it was to secure our family’s future.

More Info
The right type depends on your situation. Options include full mortgage coverage, term-based plans, or added benefits like disability coverage. We’ll help you find a plan tailored to your needs.
The right amount of coverage typically matches your remaining mortgage balance. We’ll help you calculate coverage based on your loan type, payment terms, and family’s financial needs.
Absolutely! Mortgage protection policies in the U.S. can be tailored to meet your budget and specific situation. Flexible options ensure you get the protection you need without overpaying.
Don’t worry—there are affordable options available. Many policies offer flexible premiums and payment plans to make protection accessible for every budget.
For personalized assistance, book a free consultation today. I’ll guide you through the process, answer your questions, and help you choose the right mortgage protection policy for your family. Protect your home and secure your peace of mind.

More Info
The right type depends on your situation. Options include full mortgage coverage, term-based plans, or added benefits like disability coverage. We’ll help you find a plan tailored to your needs.
The right amount of coverage typically matches your remaining mortgage balance. We’ll help you calculate coverage based on your loan type, payment terms, and family’s financial needs.
Absolutely! Mortgage protection policies in the U.S. can be tailored to meet your budget and specific situation. Flexible options ensure you get the protection you need without overpaying.
Don’t worry—there are affordable options available. Many policies offer flexible premiums and payment plans to make protection accessible for every budget.
For personalized assistance, book a free consultation today. I’ll guide you through the process, answer your questions, and help you choose the right mortgage protection policy for your family. Protect your home and secure your peace of mind.

Legal

Legal